Rates and fees vary depending on your business and in a manner you conduct your business.
As a general rule, MOTO merchants, online merchants and high risk merchants pay higher rates and fees when compared to a merchant who swipes the card and service and immediately provided.
If your goal is to find cheaper rates and fees, please send us your last three months of processing statements along with your contact information and all URLs so we can analyze your rates and provide you with a solution to savings on your processing cost.